Manager Group Credit/Senior Manager Group Credit (UAE Nationals Only) - Executive Solutions

A leading organization from the banking sector based in UAE is looking to an experienced Manager Group Credit/Senior Manager Group Credit to join their dynamic team of professionals within the Central Risk department. The desired candidates must have at least 7 years of experience in Banking, SME, Corporate and Accounts in the UAE. The ideal candidate must have 5 years of experience in Credit function. The candidate must also have good knowledge of banking products, services & credit systems.

The responsibilities of this role are as follows:
- Ensure that the credit quality is within the acceptable risk appetite.
- Evaluate and decision FAs with the PB and SME policy and as per DLA.
- Review and authorize excess on merits of the case and within DLA.
- Note approvals done by lower level DLAs and escalate issues if any.
- Consistently be the right partner by
• Providing world class knowledge and expertise on risk
• Help business to consistently and comprehensively identify risks and opportunities through FA, Risk-based client monitoring, client visits and participation in Early Alert Committee.
• Improve credit quality and process and demonstrate improvement in turn-around time, reduce refer backs to deliver volume growth within agreed costs.
• Help in identifying, exiting and the recovery process to minimize losses. Consider restructuring of facilities for weak accounts, meeting with these borrowers, attending meetings of Steering Committees, if a member.
• Help train the RMs from time to time.
- Help Head of Credit and Head of SME and PB Credit
- Conduct portfolio reviews.
• Developing Risk based FA process.
• Depute Head of Credit as and when required.
• Help enhance controls and efficiencies.
• Monitor exceptions and ensuring the delegated portfolio remains within the risk appetite.

Job Details

Preferred Candidate

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