Assistant Manager or Manager Group Credit (UAE Nationals Only) - Executive Solutions

A leading organization from the banking sector based in UAE is looking to an experienced Assistant Manager or Manager Group Credit to join their dynamic team of professionals within the Central Risk department. The desired candidates must have at least 5 years of experience with Credit Functions within the banking industry in the UAE. The candidate must also have good knowledge of banking products and credit system. UAE Nationals are first priority for this role.

The primary responsibilities will include tasks related to credit appraisal, supervision and monitoring of SME customer accounts.

The duties are as follows:
- Ensure that the credit quality is within the acceptable risk appetite.
- Evaluate FAs with the SME policy and as per DLA.
- Review excess on merits of the case and within DLA.
- Note approvals done by lower level DLAs and escalate issues if any.
- Consistently be the right partner by
• Help business to consistently and comprehensively identify risks and opportunities through FA, Risk based client monitoring, client visits and participation in Early Alert Committee.
• Improve credit quality and process and demonstrate improvement in turn-around time, reduce refer backs to deliver volume growth within agreed costs.
• Help in identifying, exiting and the recovery process to minimize losses. Consider restructuring of facilities for weak accounts, meeting with these borrowers, attending meetings of Steering Committees, if a member.
- Help Head of Credit and Head of SME and PB Credit
• Conduct portfolio reviews.
• Developing Risk based FA process.
• Help enhance controls and efficiencies.
- Monitor exceptions and ensuring the delegated portfolio remains within the risk appetite.

Job Details

Preferred Candidate

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